Terms of Service

Welcome to Personal Health Insurance (PHI), an online platform dedicated to providing valuable insights, information, and a community for individuals passionate about personal health insurance. By accessing or using our website at https://personal-health-insurance.storysurge.net, you agree to comply with the following terms and conditions.

User Conduct Guidelines

Copyright and Intellectual Property: You must not steal or reproduce PHI’s content without explicit permission from the copyright holder. All text, images, videos, and other materials on this site are protected by international copyright laws. Respecting intellectual property rights is non-negotiable.
Spamming and Harassment: PHI strictly prohibits spamming, including unsolicited bulk emails, messages, or posts. Furthermore, any form of harassment, bullying, or abusive behavior directed towards other users will not be tolerated.
Illegal Activities: Our website is not intended for any illegal activities. Using PHI to facilitate fraud, copyright infringement, or any other criminal acts is strictly forbidden.

User Account and Termination

By creating an account on PHI, you agree to provide accurate information and maintain its confidentiality. We reserve the right to terminate accounts that violate these terms or exhibit abusive behavior without prior notice.

Copyright, Trademarks, and Intellectual Property

© 2024 Personal Health Insurance. All rights reserved. “Personal Health Insurance,” PHI, and related logos are trademarks owned by Personal Health Insurance. Other product or company names mentioned on this site may be trademarks of their respective owners.

Limitation of Liability

PHI provides the website ‘as is’ without warranty of any kind, express or implied. While we strive to ensure the accuracy of the information, we do not guarantee its completeness, reliability, or timeliness. Under no circumstances shall PHI, its officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use this website.

Contact Us

If you have any questions or concerns regarding these Terms of Service or need clarification on any point, please contact us at:
[email protected]

Effective Date: March 18, 2024